The EB-5 Investor Visa is a program run by the United States Citizenship and Immigration services that offers a green card (a permanent residence permit in the United States) to any entrepreneurs, as well as their spouses and unmarried children under 21, willing to make an investment in a United States business. Named after the fifth employment based preference for immigrants, the EB-5 Investor Visa program offers a green card to any foreign investor willing to make a necessary investment in a commercial enterprise inside the United States and has a plan to create or preserve 10 permanent jobs that are full time employment for qualifying United States workers.
Created in 1990 as an effort to stimulate the United States economy via capital investment by foreign investors and job creation, this program is perhaps the easiest way for an immigrant to obtain a green card, but also the most expensive as it requires a great deal of starting capital. In 1992, the United States Congress created a program called the Immigrant Investor program that set aside visa specifically for foreign investors wishing to invest in commercial enterprises inside of regional centers as approved by the USCIS that have been determined to be promoting economic growth.
EB-5 investors are required to invest in a new commercial enterprise (established after 29 November 1990 or established on or before that date with a massive restructuring or 40 percent increase in net worth investment). The subsequent investment must create or maintain at bare minimum ten full time jobs for United States workers within two years (though exceptions can be made) of the immigrant investor receiving their green card. Investors must in invest in a troubled business as well, any business that has existed for at least two years and has suffered a net loss during the 12 to 24 month period before the date the immigrant investor filled out form I-526. Capital investment requirements are quite steep and require the investor invest either 1 million USD worth of qualifying investment inside the United States or, if the investor is investing in a rural or high unemployment area, 500,000 USD instead.
Of course, for the savvy immigrant investor, not just any business will do. A business must be capable of repaying the investment made, even if the investor is content with their green card. Finding the right investment opportunities can be difficult for reasons ranging from lack of familiarity with United States commercial practices and culture to the more obvious language barriers that block many immigrants from realizing their opportunities. Some investment firms specialize in helping foreign investors pick the right investment opportunities with the EB-5 program in mind.
EB5 Diligence is one such firm with this specialty. With a number of agents across the United States examining a wide range of business and investment proposals, EB5 Diligence works to make EB-5 investment opportunities less complicated for immigrant investors. Offering transparent examinations of investment opportunities and attorneys who are well practiced in immigration and commercial law, EB5 Diligence understands the EB-5 program well enough to help any investor.